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How a Flooding Disaster Can Change Your Life

Posted by on Jun 24, 2017 in Natural Disasters | 0 comments

Some houses are more vulnerable to flooding, especially those that are in flood-prone areas. But it can be said that all houses are not entire safe, mainly because of climate change and how it can result into higher water levels and more devastating storms.

Experiencing a flooding disaster can be a personal and financial burden. Below are just some of the factors that make flooding a life-changer.

Health Risks

Floods often contain contaminants that are bad for human health, such as bacteria, chemicals, mud, sewage water, and toxins. The problems associated with these contaminants are not limited to internal complications, but also external ones such as eye and skin irritation.

Safety Risks

It is not just the victim’s health that is at risk, but also his overall safety. During flooding disasters, communication systems such as telephones may not function properly. Debris such as sharp glasses may also be present in the water, and they can be particularly dangerous if the water is moving violently. There is also the possible destruction of utility poles, trees, bridges, and even entire houses.

Loss of Life

The health and safety risks may not just result into injuries and illnesses, because they may also result into something even more devastating – deaths. Losing a person you love is an emotional experience, not to mention a financial burden because of funeral costs and lost wages, which can be particularly problematic if the deceased is the primary earner in the family.

House Damages

Property damage is not as devastating as health and safety risks and loss of life, but they can also be stressful, not to mention a serious financial burden. Floods can seriously damage the home, from the very foundation, electrical wiring, and plumbing, to the appliances and furniture. Wooden materials, including walls, are especially vulnerable to damage. They can also pose as health risks when left unrepaired or unreplaced.

Insurance Problems

You already have a lot in your mind, and the last thing you would want is an issue with your insurance. According to the website of K2 Consulting & Services, LLC, there are times wherein insurance companies will do everything they can to minimize the money they put out, even if it means giving you less of what you rightfully deserve.

When coupled with the risks, property damages, and loss of life, insurance problems can make flooding a truly life-changing experience – for the worse.

Guard against Identity Theft

Posted by on Mar 31, 2017 in Identity Theft | 0 comments

Guard against Identity Theft

Every year, around 10 million Americans fall prey to the crime of identity theft. So many thieves deplete the account of their victims through the purchase of many different things using their victims’ credit card/s. The end result is always an individual with a damaged credit and huge amount of debts.

Though the Internet helps individuals and businesses by making communication and the exchange of information so much faster, it also is instrumental in crimes as scam artists are now able to use it to commit their con crimes faster and much easier too.

Identity theft is a major threat to many. It involves the illegal acquisition and use of someone else’s personal information for economic gain. More than $50 billion in losses from as many as 10 million working Americans are recorded every year; almost the same amount of money spent by U.S. firms in thwarting attempts of identity thieves from gaining (unauthorized) access to their files and data banks.

Battling identity theft requires companies, especially those possessing information about personal and business accounts, to come up with a serious and solid program that will enable them to easily and immediately detect, and stop this type of crime. To step up the fight against identity theft, the Fair and Accurate Credit Transactions Act (FACTA) was enacted by the New Federal Trade Commission (FTC) to enforce the conduction of an Identity Theft Prevention Course (ITPC) on business firms. The ITPC is designed to train employees assigned in handling consumer information in red flag rules.

The Red Flags Rule is a warning sign intended to help businesses recognize, minimize and prevent damages caused by identity theft. It forms part of the FTC-required Identity Theft Prevention program, which is a set of printed guidelines which financial institutions and creditors (with covered accounts) ought to execute. Covered accounts, on the other hand, refer to consumer accounts that allow payments or transactions; examples of these accounts are checking accounts, savings accounts, credit card account, mortgage loan and automobile loan. Through this red flags rule, companies are expected to see through the patterns and tactics employed by identity thieves in the performance of their crime.

Being charged with identity theft, which is one type of white collar crime, is a serious offense. While many of those who are truly guilty have been caught and charged, along with those caught are individuals who have been mistakenly identified or falsely accused. This false accusation will result to damaging effects to their reputation and future, without doubt.

The law firm Truslow & Truslow firmly advises anyone charged of the crime of identity theft to consult with an identity theft defense attorney immediately to save himself/herself from the damaging results of this charge or, worse, from a conviction that can ruin his/her future life.

Accidents in the Workplace are Completely Preventable Situations

Posted by on Jan 25, 2017 in Injury | 0 comments

Explosion accidents may be rare occurrences in the United States; however, when one occurs, damages these can be devastating and the severity of injuries and/or the number of lost lives can be scary and alarming.

The three worst explosion accidents on U.S. soil were:

  • The March 25, 1947, Centralia No. 5 coal mine explosion, which took the lives of 111 miners
  • The March 23, 2005, BP Texas City Refinery fire and explosion that killed 15 workers and injured 170 others; and,
  • The February 7, 2008, dust explosion at the Imperial Sugar refinery, which left 42 people injured and 13 dead.

Despite the safety standards enforced by the Occupational Safety and Health Administration (OSHA), any work environment has its own types of potential hazard for all those who work in it regularly. Though the possibility of an accident taking place in an office setting may be great, the risk experienced by those in construction and industrial environments is always many times greater. This is due to various factors, such as the presence and use of heavy and dangerous materials, tools and toxic substances, so that even the least failure to observe safety measures can lead to destructive and/or injurious results. There are other factors, however, which include hiring of unqualified workers, failure to properly train employees about safety measures; safety equipment not provided by the firm; unsafe ground conditions; and failure to maintain tools and equipment or failure to repair damaged equipment.

Accidents in the workplace are completely preventable situations since this can be averted by keeping a a safe and healthy work environment. Aside from acts of negligence, workplace accidents are often due to improper storage and use of injurious tools and hazardous or combustible materials, such as acids, solvents, petroleum products, pesticides, solid wastes, oil, gasoline, octane, natural gas, propane, and agricultural fertilizers, which contain the highly explosive ammonium nitrate.

The United States Bureau of Labor reports that roughly 150,000 construction site injuries and almost 1,000 fatalities occur every year in the U.S.; this makes construction the third most dangerous industry for workers. However, if a construction worker suffers an injury while on the job, he or she may be able to receive compensation which will help him/her recover from the consequences of a terrible event.

Though the effects of fires and explosions can be tragic, often causing massive loss of both money and lives. Milwaukee personal injury lawyers at Habush Habush & Rottier, S.C. ® informs victims and their families that they may be entitled to financial compensation for their loss. Victims should not be held responsible for the financial fallout of a fire or explosion, especially if it is a result of someone else’s negligence.

What To Do After A Boating Accident?

Posted by on Oct 18, 2016 in Boating Accidents | 0 comments

Getting involved in a boating accident can be scary. Aside from injuries, damage to the boat, there is also a likelihood of drowning. But when you find yourself in such a situation, the best thing to do is stay calm. When you panic, it will be difficult for you to think clearly and make good decisions. This article will guide you on what to do after involvement in a boating accident.

Before everything else, check if someone is in need of emergency medical assistance. If any of the boats cannot make it back to shore by themselves, contact the US Coast Guard for assistance. Give your exact location such as your longitude and latitude. If no emergency medical assistance is required and the boats can make it back to shore on their own, you can contact the Coast Guard after reaching the shore.

If there is a serious injury or damage to more than one boat, an accident report must be filed with the Coast Guard. Charleston boating accident attorneys will tell you that someone can be held liable for the mishap that just happened so the filing of a report is crucial. The regulations concerning filing a report can vary from one state to another. In some states, the report should file with the state agency handling boating incidences or with the Coast Guard. In other states, the report is filed with both agencies.

Rules on liability in boating accidents are generally similar with the policies on land. There are variations though when the accident was caused without directly touching another boat or creating a dangerous wake that caused another vessel to capsize. Accident reports must be filed within 48 hours of the accident or sooner. For accidents resulting to property damage, the report must be filed within 10 days after the accident. Non reporting of the accident is a crime. So make sure to comply.

Why Must a Truck Driver Be Professionally Licensed?

Posted by on Mar 26, 2016 in Truck Accidents | 0 comments

A truck is built with, more or less, similar controls to that of a regular automobile—you may be asking yourself as to why it is necessary that a trucker be professionally licensed when they operate such a vehicle when it’s the same dance to a different tango. The truth of it is that though an eighteen wheeler, technically speaking, is very similar to that of a regular vehicle, operating them can be vastly different for a multitude of reasons.

A car is around 14-15 feet long and weighs around 10,000 pounds, at most. An eighteen wheeler truck, on the other hand, can up to 80 feet long and can weigh up to 80,000 pounds without need of a permit.

The physical contrast between the two vehicles along should be enough of an explanation and yet, there are still some questions that are raised in order to call the differences between the two into question. Due to the sheer magnitude of an eighteen wheeler truck and vehicles of similar make as one, there are blind spots all around it that a casual driver may not look out for. A regular vehicle making a slightly wrong right turn could potentially result into a ticket due to a traffic violation; a truck making the same mistake could total several cars at once.

There are many possible scenarios as to how even the slightest bit of negligence could result into absolute disaster.

According to the website of the lawyers with Williams Kherkher, truckers must abide by federal laws and guidelines that are specific only to them such as the law that only allows for a truck driver to operate a truck for a maximum of fourteen consecutive hours each day. Discipline is necessary in any professional setting and trucking companies are no exception. It is the responsibility of every party involved to ensure that only those most qualified are up to the job, not just to get the work done but also for the safety of everyone else around them as well.

What One Can Expect in Divorce Court

Posted by on Nov 5, 2015 in Divorces | 0 comments

A lot of people involved with divorce law could agree that the more and longer recurrent your visits to divorce judge, the longer and much more expensive your divorce will be. Collaborative and mediation divorce are recommended as better choices to divorce judge save for a few particular exceptions. Of course, the breakup may still go through a judge for approval of the final breakup arrangement, but towards the resolution can be quite a rugged one in spite of the aid of competent divorce lawyers in the trip from the processing.

According to www.mtdivorcelawyers.com, when a couple decides to divorce, the first requirement they have to do is to come to an agreement about what that would entail. For people who have been committed for just a time that is short, have no youngsters, and acquired no property, the breakup settlement can be extremely straightforward. Barring that, it’d demand comprehensive discussions and negotiations involving the spouses making use of their lawyers to return up using an arrangement that is equitable and appropriate, as well as a closing settlement might not be approaching. In such instances, pretrial moves may need to be kept to resolve the issues. This could entail:

  • Custody
  • Property Division
  • Defense orders
  • Enforcement
  • Financial Assistance

If so when these troubles are fixed, the process are able to move to the demo cycle in which, barring difficulties that are different, the divorce decree will be approved by the judge. If everything is resolved before the demo, this may take all of 10 units; it not, it might drag on for days, even months.

It’s within your greatest interest to eliminate any concerns you and your spouse may have when completing for divorce because this can save plenty of work moment and money.

Defective Tires

Posted by on Jun 27, 2015 in Automotive Accidents | 0 comments

It is always important to practice caution when driving, as car accidents are a common occurrence. However, at times an accident can occur regardless of all parties involved practicing safe driving techniques. This often occurs when there is an issue with the vehicle itself that presents a problem to the driver. One of the most common occurrences of this is when a car’s tires turn out to be defective. This is one of the most inconvenient and dangerous occurrences for any driver.

Common occurrences of dire defects include: tread separation, expired tires, conicity. Tread separation occurs when a radial tire suddenly loses its tread. This greatly increases the risk of a tire blow out. A tire blowout refers to a rapid pressure decrease in the remaining tire, and very often leads to a subsequent rollover accident. Expired tires occur when a tire becomes too old and worn to function correctly on a given vehicle. Studies indicate that tires expire after six years. These occurrences could be very dangerous and greatly increase the likelihood of an accident due to tire failure. Conicity refers to the occurrence when tire is shaped more like a cone than a cylinder, which is the desired shape. Tires do not develop conicity over time. Instead, they are initially manufactured with conicity. Conicity greatly increases the likelihood of an accident.

Car accidents involving defective tires are some of the most harmful and stressful incidents that can occur on the road. Sometimes, these accidents are not due to the neglect of the driver, unfortunately. They are unfortunately often the fault of the carelessness or neglect of the tire manufacturer or seller. In these cases the victim of such an accident may be owed certain damages.

View more here.

The Still Lasting Effects of PCBs and their Connection to Monsanto

Posted by on May 3, 2015 in Business Issues | 0 comments

You can dodge a bullet and live; you can even get hit by a bullet and live if you can get it out fast enough. There are chances that you can survive a motor vehicle crash; there have even been survivors of things as catastrophic as plane crashes. But how do you defeat a villain that comes at you from the inside out – like a toxin that seeps into your system and then starts causing problems for your body?

That is exactly what Polychlorinated Biphenyl Compounds (PCBs) do – and has been doing since the 1930s. It took the United States Congress almost 50 years to ban operations of the main plant responsible for the manufacturing of PBC-producing material, Monsanto, as the court ruling banning it only took place in 1979. Its effects are still widely felt today. In 2013, it was appointed by court ruling that a Missouri jury may be able to decide on whether the harmful chemicals caused a certain kind of cancer.

There have been several links, studies, and legal claims that have attributed Monsanto PCBs with a certain kind of cancer. More specifically, Non-Hodgkin’s Lymphoma – a cancer that starts by attacking the body’s immune system, otherwise known as the body’s very first and most powerful line of defense against diseases. It can start from anywhere, which makes detection that much harder, such as in the spleen, the thymus, the tonsils, the digestive tract, or even in the bone marrow. Legal disputes regarding three different California residents who filed concerns regarding the connection between PCBs with this kind of cancer were regarded in 2009.

The substances found in the items were not made to be disposable or be of a nature to which they will naturally degrade and can be used against. In fact, there has been no effective way of properly disposing of items that cause PCBs, which cause environmental problems as well as health problems amongst people who live in affected areas.

PCBs literally cause problems just by being there – and there is always someone to blame.

Settling a Personal Injury Claim

Posted by on Mar 20, 2015 in Injury | 0 comments

Unlike what most people see on television, court cases take a long time. This is true of both criminal and civil cases. As long as the courts are involved, you can be sure that you will wait months, if not years, until your case is resolved.

Some people settle their cases directly with the insurance company of the would-be defendant without the help of an attorney. This is just fine for the insurance companies, which may offer 5% to 10% of what their cases are actually worth. It will be faster than a civil lawsuit, but not by much; insurers will not settle a claim without first investigating its merits. These are people who need money fast, or who believe that they are getting a good deal because they do not have to pay a lawyer to do it. Even an Atlanta truck accident lawyer can tell you that this is a terrible idea.

What these people don’t understand that in personal injury cases, lawyers work on a contingent fee basis. This means that the potential client will not have to shell out any money at all, and the lawyers will only get paid if they win a case. A would-be plaintiff will only cheat himself or herself out of just compensation by settling too early. In fact, if the insurance company offers any settlement at all, it is likely that the plaintiff has a very good case.

This is why the initial consultation is important. The lawyer will carefully assess a case if it has merit. If there is no basis for a claim, the personal injury lawyer will not proceed with filing a case. Instead, they may advise the client to accept any settlement that the insurer may offer them because there is little chance that the case will go to trial, and even less that the plaintiff will win.

If you believe that you have a personal injury claim, you should consult with a personal injury lawyer before making a claim or accepting a settlement. You will not have to pay for the initial consultation, anyway.

Abuse in the Nursing Home

Posted by on Feb 23, 2015 in Nursing Home Malpractice | 0 comments

When you put a loved one in a nursing home, you would think they would receive quality care and attention from those taking care of them. Although this is the case most of the time, abuse in nursing homes is far too common. Many times your loved one is not capable of telling you what is going on, but if you know what to look for, it will be much easier to get down to the bottom of what is going on when it is not visiting hours.

Physical abuse can occur in a few different ways. Battery is what usually first comes to mind, but unnecessary restraint and malnutrition constitute as physical abuse as well. Pay careful attention to your loved one’s skin and check for bruises. Also, if they have lost a significant amount of weight, do some investigating, because it is possible they have been malnourished.

Mental and psychological abuse can happen, especially when the caregiver is impatient. Verbal abuse, forced isolation, and humiliation are all considered forms of mental and physical abuse. Signs your loved one is experiencing this type of abuse are drastic negative changes in mood, appetite loss, and unusual rate of memory loss.

Sexual abuse from both ends of the spectrum is unfortunately present in nursing homes. If your loved one seems unusually off put by a certain caretaker or does not respond well to attempts at physical displays of affection, they may be a victim of sexual abuse.

The website of Pohl & Berk says that in some cases, a nursing home can hurt rather than harm your relative or friend. It is sometimes difficult to tell if they are facing abuse, especially if they cannot verbally express that this is the case. Make sure you are visiting your loved one frequently and taking note of their state.